BHIM app, or the Bharat Interface for Money, is the Narendra Modi government's latest app to push India towards a cashless or 'less-cash' society. Prime Minister Narendra Modi today launched the BHIM app, which is available for Android OS. An iOS (Apple) app will be launched soon. According to the government, the BHIM app allows the users to make cashless payments using their mobile phones in a “fest, secure and reliable" way.
The Aadhaar-based payments app has been developed by the National Payment Corporation of India (NPCI). The 'Made in India' app is interoperable with other Unified Payment Interface (UPI) applications, and bank accounts.
1. Where to download bhim app from?
You can download the app from here: https://play.google.com/store/apps/details?id=in.org.npci.upiapp
2. How to use bhim app?
After downloading the BHIM app from the Play store, the user has to register his/her bank account and set up a UPI Pin for it. The user's mobile number will become the payment address. Once registered, you can start transacting using the BHIM app.
3. How can I send or receive money using the BHIM app?
The user can send or receive money from friends, family and customers through a mobile number (payment address). The money can also be sent to non-UPI supported banks. This can be done using MMID and IFSC. The user can also collect money by sending a request and reverse payments if required.
4. Which banks support the BHIM app?
Following are the banks that support the BHIM app. The list is as released by the government: Allahabad Bank, Andhra Bank, Axis Bank, Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank, Catholic Syrian Bank, Central Bank of India, DCB Bank, Dena Bank, Federal Bank, HDFC Bank, ICICI Bank, IDBI Bank, IDFC Bank, Indian Bank, Indian Overseas Bank, IndusInd Bank, Karnataka Bank, Karur Vysya Bank, Kotak Mahindra Bank, Oriental Bank of Commerce, Punjab National Bank, RBL Bank, South Indian Bank, Standard Chartered Bank, State Bank of India, Syndicate Bank, Union Bank of India, United Bank of India, Vijaya Bank.
5. Other details
The user can check his/her balance and make transactions on the go. The user can create a custom payment address in addition to his/her phone number. A QR code can be scanned for faster entry of payment addresses. Merchants can easily print their QR Code for display, the government says. The BHIM app supports Hindi and English languages as of now, but the government plans to launch it in other languages soon.